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PPF Calculator

Public Provident Fund maturity value (current rate 7.1%).

What is PPF?

Public Provident Fund maturity value (current rate 7.1%).

What does the PPF Calculator do?

The PPF Calculator takes your own numbers and projects the result using the method described below, showing every assumption rather than a single opaque figure.

How this is calculated — the formula

PPF compounds annually: each year's balance is (previous balance + this year's contribution) × (1+rate). The government sets/revises the rate quarterly — this calculator holds it fixed for the full tenure, which is a simplification.

Tax treatment

PPF is EEE (Exempt-Exempt-Exempt) — contributions, interest and maturity are all completely tax-free, one of the few investments in India with this status.

Frequently asked questions
Is the PPF Calculator's result a fixed outcome?

No — every figure here is an illustrative projection based on the assumptions you enter, not a promised or fixed return. Change any input to see how the result moves.

Is tax already accounted for?

PPF is EEE (Exempt-Exempt-Exempt) — contributions, interest and maturity are all completely tax-free, one of the few investments in India with this status.

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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.