Financial Resilience
Not a recession predictor. A way to answer a more useful question: if income, markets, inflation or debt costs moved against you, how long would your financial life keep working — and what should you strengthen first?
Recession Readiness Check
A fast, measurable read on your personal resilience — runway, income shock tolerance, debt pressure and market exposure in one pass.
Free · QuickEmergency Runway Calculator
If your income stopped or fell, exactly how many months could you keep meeting essential obligations?
Free · MediumIncome Shock Simulator
Model a job loss, salary cut or lost bonus month by month — deficit, reserve path and recovery time.
Free · MediumMarket Crash Stress Test
Separate what a decline does to your portfolio's paper value from whether it actually forces a sale.
Financial Resilience Report
The flagship Protect report — a weighted resilience score across liquidity, income, debt and investments, a full scenario matrix, forced-sale risk, and a ranked action plan.
Paid · $14.99Debt Resilience Report
Every debt you carry, stressed together — rate rise on floating debt, income drop across the board, and a calculated prepayment trade-off.
Paid · $19.99Retirement Crash Stress Test
The same crash tested at four different timings, so you see sequence-of-returns risk directly — plus the exact spending cut or extra corpus that fixes it.
Paid · $14.99Goal Resilience Report
Whether one specific goal survives an income interruption and a market decline — exact funding gap, date delay, and recovery contribution.
Financial Shock Lab
Build up to 3 custom multi-shock scenarios, combine a response, and compare a real 24-month reserve simulation against your baseline, live.