Terms & Conditions

By using MoneyFrame, you agree to the terms below. These are jurisdiction-general default terms; the India Addendum adds a few India-specific points on top.

1. What MoneyFrame is

MoneyFrame is a set of financial calculators, comparison tools, and planning aids intended to help you understand and project the mathematics of savings, investments, loans, and financial goals, for an international audience. It is a self-serve software tool, not a financial advisory service — see our Financial Disclaimer for details on what that means.

2. Region and currency

The site lets you choose a region/currency. Some calculators and instruments (for example government savings schemes) only exist in certain countries and are shown or hidden accordingly. Changing your selected region does not change which country's laws apply to you or to a purchase you've already made.

3. Accounts

You may use most calculators without an account. Creating an account (via email magic-link) lets you save plans and purchase guided reports. You're responsible for keeping access to your email secure, since it's the sole method of signing in.

4. Paid reports

Guided reports (e.g. “Build My Financial Plan”, “Get Rid of My Loan”) are one-time paid digital products, generated from the inputs you provide and delivered as a downloadable PDF, priced and sold per the region/currency shown at checkout. Payment is processed by our payment processor. See our Refund & Cancellation Policy for details on refunds.

5. Accuracy of your inputs

Every number a calculator or report produces is a direct function of the numbers you enter. We do not verify, audit, or correct your inputs. If you enter incorrect income, rates, or balances, the output will be incorrect accordingly — it is your responsibility to enter accurate figures and to sense-check the results.

6. No guarantee of outcomes

All projections (recurring-investment growth, property appreciation, loan payoff timelines, and similar) are illustrative calculations based on the assumptions and rates you select or that we default to. Actual market returns, interest rates, inflation, and tax rules change over time and vary by country — they will differ from any projection shown. Nothing on this site is a promise or guarantee of any financial outcome.

7. Acceptable use

Don't attempt to disrupt, reverse-engineer for malicious purposes, scrape at scale, or resell access to this site's tools without permission.

8. Limitation of liability

To the maximum extent permitted by the law that applies to you, MoneyFrame and its operators are not liable for any financial loss, missed opportunity, or decision made on the basis of calculations, comparisons, or reports produced by this site. Use of any output to make real financial or investment decisions is entirely at your own risk and discretion — see the Financial Disclaimer.

9. Governing law

Where a specific governing-law or dispute-resolution term isn't stated for your region, these terms are interpreted under general principles of fair dealing and consumer protection applicable in your country of residence; the India Addendum states this explicitly for Indian users.

10. Changes

We may update these terms, the calculators, or pricing from time to time. Continued use of the site after a change means you accept the updated terms.

11. Contact

Questions about these terms? Reach us through the support contact in your account.