Privacy Policy

This policy explains what MoneyFrame (“we”, “us”) collects when you use this site, why, and what control you have over it. It applies to users everywhere; where a specific country's law gives you additional rights, those apply on top of this policy, not instead of it — see the India Addendum for one example.

1. What we collect

• Account data: your email address, used only for magic-link sign-in and to identify your saved plans and orders.
• Financial inputs you enter: income, expenses, debts, goals, and similar figures you type into calculators, the planning tool, or a guided report wizard. These are used solely to compute the results and reports you asked for.
• Saved plans: if you're signed in, plans you save are stored against your account so you can return to them; if you're not signed in, they're stored only in your browser's local storage and never reach our servers.
• Order and payment metadata: when you buy a report, we store the order status and the report inputs needed to generate your PDF. Card and payment details are handled entirely by our payment processor — we never see or store your card number.
• Region/currency preference: which currency and region you've selected, stored in your browser so the site shows figures in your currency on return visits.
• Basic usage data: standard server logs (IP address, request time, page requested) for security and debugging, kept only as long as needed for that purpose.

2. What we don't do

• We do not sell your data to anyone.
• We do not use your financial inputs for any purpose beyond generating the calculation or report you requested.
• We do not share your data with advertisers or data brokers.
• We never fabricate or share testimonials, reviews, or usage statistics that aren't backed by real, verifiable counts from our own database.

3. How long we keep it

Account and order data is kept for as long as your account is active, plus a reasonable period afterward for accounting and legal-compliance purposes. You can request deletion of your account and associated data at any time by contacting us (see below) — we'll action this within a reasonable timeframe, except where we're legally required to retain payment/order records for tax purposes.

4. Cookies and local storage

We use essential cookies for authentication (your sign-in session) and browser local storage to remember theme and currency preference and unsaved calculator/plan state. We do not use third-party advertising or tracking cookies.

5. Third parties we rely on

• An email provider — sends magic-link sign-in emails.
• A payment processor — processes payments for paid reports; subject to their own privacy policy.
• Our hosting/database providers — store account, plan, and order data securely, in line with standard industry practice for the region they operate in.

6. Your rights

You can access, correct, or delete your account data at any time by contacting us. Depending on where you live, you may also have specific statutory rights over your personal data — for example under the EU/UK GDPR, the California CCPA/CPRA, or India's DPDP Act (see the India Addendum). We honor the applicable rights for your region on request; if you're unsure what applies to you, contact us and we'll clarify.

7. International data transfer

Because MoneyFrame serves users in multiple countries, your data may be processed or stored in a country other than the one you're in. We rely on our hosting and payment providers' own safeguards for cross-border transfer where applicable law requires them.

8. Contact

Questions about this policy? Reach us via the contact details in your account or through our support email.