Protect · Free
Emergency Runway Calculator
If your income stopped or fell, how long could you keep meeting essential obligations? A shock is a scenario you control — not a prediction.
Today
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The shock you want to test
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mo
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This models exactly what you enter — it doesn't predict whether a job loss or income drop will happen, or when you'd recover. Leave recovery unmodeled if you're not ready to assume one; the result will show the ongoing-stress outcome instead of inventing a recovery date.
Current runway
5.5 months
At today's full essential burn (₹55,000/mo), with no income at all.
SHORTFALL
Your reserve runs out after 5.5 months — before the 6-month shock ends.
Reserve at shock end
₹0
Cash shortfall
₹30,000
Recovery time isn't modeled — check the box on the left to estimate how long rebuilding the reserve would take once income returns.
Runway assumes the reserve you enter is genuinely accessible cash — not property, retirement accounts, or anything that would need to be sold or borrowed against to use.