PPF Calculator — ₹1 Lakh per Year
Project a PPF account funded at ₹1 lakh per year over its full 15-year tenure.
PPF Calculator — pre-filled with these numbers
Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.
Open calculator →PPF compounds annually: each year's balance is (previous balance + this year's contribution) × (1+rate). The government sets/revises the rate quarterly — this calculator holds it fixed for the full tenure, which is a simplification.
PPF is EEE (Exempt-Exempt-Exempt) — contributions, interest and maturity are all completely tax-free, one of the few investments in India with this status.
Why not contribute the full ₹1.5 lakh limit instead?
Some people split their ₹1.5 lakh tax-saving allocation across PPF and other instruments (like ELSS funds) rather than putting all of it into PPF — see the PPF vs FD or PPF vs Gold guides for how the full allocation compares.
Is this a simplified version of the real calculator?
No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.