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PPF Calculator — ₹1.5 Lakh per Year (Maximum Contribution)

Project a PPF account funded at the maximum allowed annual contribution over its full tenure.

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PPF Calculator — pre-filled with these numbers

Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.

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The exact numbers used on this page
Annual contribution₹1,50,000
Tenure15 Years
Interest rate7.1%
How this is calculated

PPF compounds annually: each year's balance is (previous balance + this year's contribution) × (1+rate). The government sets/revises the rate quarterly — this calculator holds it fixed for the full tenure, which is a simplification.

Tax treatment

PPF is EEE (Exempt-Exempt-Exempt) — contributions, interest and maturity are all completely tax-free, one of the few investments in India with this status.

Questions
Is ₹1.5 lakh really the maximum PPF contribution?

Yes, that's the current maximum annual contribution limit — confirm the latest limit and rate on the official PPF scheme page, since both are set by the government and can change.

Is this a simplified version of the real calculator?

No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.

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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.