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PPF Calculator

Public Provident Fund maturity value (current rate 7.1%).

How this is calculated

PPF compounds annually: each year's balance is (previous balance + this year's contribution) × (1+rate). The government sets/revises the rate quarterly — this calculator holds it fixed for the full tenure, which is a simplification.

Tax treatment

PPF is EEE (Exempt-Exempt-Exempt) — contributions, interest and maturity are all completely tax-free, one of the few investments in India with this status.

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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.