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SWP Calculator
Model a systematic withdrawal from your corpus.
How this is calculated
Each month the corpus grows at 1/12th of your rate, then the withdrawal is subtracted. The withdrawal itself steps up annually by your chosen rate. The simulation runs month-by-month until the corpus hits zero or 50 years pass — this is why corpus life is the headline number, not a fixed maturity value.
Tax treatment
Withdrawals from an equity fund realize LTCG/STCG on the redeemed units under current rules, not taxed as ordinary income. Withdrawals from a debt fund are taxed at your income slab regardless of holding period since the 2023 rule change.