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RD Calculator
Recurring deposit maturity value.
How this is calculated
Each monthly deposit compounds quarterly for the remaining time left in the tenure — the first deposit compounds longest, the last barely compounds at all. This is why RD maturity is noticeably less than depositing the same total as a lumpsum FD.
Tax treatment
RD interest is taxed at your marginal slab every year it accrues, same as FD — banks deduct TDS if your annual interest with them exceeds ₹40,000 (₹50,000 for senior citizens).
Common questions about RD Calculator