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RD Calculator — ₹5,000 per month

Project a ₹5,000 monthly Recurring Deposit at a fixed interest rate over your chosen tenure.

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RD Calculator — pre-filled with these numbers

Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.

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The exact numbers used on this page
Monthly deposit₹5,000
Interest rate6.8%
Tenure3 Years
How this is calculated

Each monthly deposit compounds quarterly for the remaining time left in the tenure — the first deposit compounds longest, the last barely compounds at all. This is why RD maturity is noticeably less than depositing the same total as a lumpsum FD.

Tax treatment

RD interest is taxed at your marginal slab every year it accrues, same as FD — banks deduct TDS if your annual interest with them exceeds ₹40,000 (₹50,000 for senior citizens).

Questions
Is RD interest taxable?

Yes, like FD interest, RD interest is added to your taxable income at your slab rate — validate the exact treatment with a CA for your situation.

Is this a simplified version of the real calculator?

No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.

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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.