RD Calculator
Recurring deposit maturity value.
Recurring deposit maturity value.
The RD Calculator takes your own numbers and projects the result using the method described below, showing every assumption rather than a single opaque figure.
Each monthly deposit compounds quarterly for the remaining time left in the tenure — the first deposit compounds longest, the last barely compounds at all. This is why RD maturity is noticeably less than depositing the same total as a lumpsum FD.
RD interest is taxed at your marginal slab every year it accrues, same as FD — banks deduct TDS if your annual interest with them exceeds ₹40,000 (₹50,000 for senior citizens).
Is the RD Calculator's result a fixed outcome?
No — every figure here is an illustrative projection based on the assumptions you enter, not a promised or fixed return. Change any input to see how the result moves.
Is tax already accounted for?
RD interest is taxed at your marginal slab every year it accrues, same as FD — banks deduct TDS if your annual interest with them exceeds ₹40,000 (₹50,000 for senior citizens).
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