Commercial Property Calculator — ₹2 Crore Property
Model a ₹2 crore commercial property purchase — financing, rental yield, vacancy between tenants, and appreciation.
Commercial Property — pre-filled with these numbers
Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.
Open calculator →Same acquisition-to-exit lifecycle as residential Rental Property, with three deliberate differences that matter for commercial: rent escalates in steps at each lease renewal (typically every 3 years) rather than smoothly every year; common-area-maintenance (CAM) and most operating costs are usually borne by the tenant, not the owner, so the operating-cost input here should be much lower than for a residential flat; and financing typically costs more with a larger down payment required.
Commercial rent attracts 18% GST if your total rental income exceeds ₹20L/year — you charge this to the tenant and remit it, so it doesn't directly reduce your yield, but it's a compliance obligation residential landlords don't have. Rental income is taxed at slab after the same 30% standard deduction as residential property; capital gains on sale follow the same 2-year LTCG threshold at 12.5% (or 20% with indexation if acquired before July 2024).
Does a larger commercial property always get a better rental yield?
Not necessarily — yield depends on location and tenant demand more than property size, which is why setting the rent field to a realistic figure for your specific property matters more than assuming a standard yield.
Is this a simplified version of the real calculator?
No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.