Commercial Property Calculator — ₹1 Crore Property
Model a ₹1 crore commercial property purchase — financing, rental yield, vacancy between tenants, and appreciation — over your chosen holding period.
Commercial Property — pre-filled with these numbers
Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.
Open calculator →Same acquisition-to-exit lifecycle as residential Rental Property, with three deliberate differences that matter for commercial: rent escalates in steps at each lease renewal (typically every 3 years) rather than smoothly every year; common-area-maintenance (CAM) and most operating costs are usually borne by the tenant, not the owner, so the operating-cost input here should be much lower than for a residential flat; and financing typically costs more with a larger down payment required.
Commercial rent attracts 18% GST if your total rental income exceeds ₹20L/year — you charge this to the tenant and remit it, so it doesn't directly reduce your yield, but it's a compliance obligation residential landlords don't have. Rental income is taxed at slab after the same 30% standard deduction as residential property; capital gains on sale follow the same 2-year LTCG threshold at 12.5% (or 20% with indexation if acquired before July 2024).
Why is vacancy higher here than for residential property?
Commercial leases often have longer gaps between tenants than residential ones, so the default vacancy assumption is higher — adjust it based on the actual property type and location you're evaluating.
Is this a simplified version of the real calculator?
No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.