Start Early Race
Ana started investing years before you did. Choose how much you must invest each month to catch up by age 60, and watch the two portfolios race. A new race every day.
Frequently asked questions
How much does waiting 10 years to start investing cost?
Because early contributions compound for longer, a 10-year delay can mean investing roughly 2.5 to 3 times as much each month to reach the same amount at typical long-run growth rates. The exact multiple depends on the growth rate and the finish line.
Why do the early years matter so much?
Growth builds on past growth. Money invested early has decades to earn returns on its returns, so the first years of contributions often end up contributing more to the final total than the last years do.
What growth rate does the game assume?
Between 9% and 12% a year, compounded monthly, chosen differently each day. These are illustrative figures, not predictions. Real returns vary and can be negative in any single year.
Is this game financial advice?
No. It is an illustrative learning game with simplified assumptions. Your own plan should reflect your income, goals and risk tolerance.
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