Real Cost
Two options, one question: which really costs more? Go with your gut, then see the true numbers. Free, with a new set every day.
Frequently asked questions
Why do small daily expenses matter?
Because they repeat. A small amount spent every day for ten years adds up to a large sum, and the same money invested would also have grown. The total is what matters, not the daily amount.
Why does a small fund fee matter so much?
The fee is charged every year on a balance that keeps growing. A one percentage point difference in fees can reduce your final wealth by a large share over 25 years.
Why is paying only the minimum on a credit card costly?
The minimum shrinks as the balance shrinks, so the debt lasts for years and interest keeps building. Paying a fixed amount equal to the first minimum clears it much sooner.
What is real return?
Return after inflation. If your savings earn less than prices rise, your money buys less each year even though the balance grows.
Is this financial advice?
No. It is an illustrative learning game with simplified assumptions.
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