Land vs SIP — physical appreciation or equity growth?
Land is illiquid and location-dependent; a SIP into equity is liquid and diversified but carries market risk. Compare both on the same capital deployed.
Land Investment vs SIP Calculator — 15-year comparison
Opens Compare Lab pre-loaded with both, in your own currency — adjust any input and the chart updates instantly.
Compare now →A raw, undeveloped plot purchased purely as an appreciation asset, with no rental income of its own.
Best for: A long-term appreciation bet in a specific location you understand well, where you can absorb the illiquidity.
A fixed amount invested into equity mutual funds every month, automatically, regardless of whether the market is up or down.
Best for: Long-term goals (7+ years) where you can tolerate volatility for higher growth potential.
Which is easier to exit if I need cash urgently?
A SIP, by far — mutual fund units can typically be redeemed within a few business days, while selling land can take months and depends heavily on finding a buyer at your asking price.
Where do these numbers actually come from?
The same calculation engine that powers our standalone calculators and Compare Lab — nothing here is a separate or simplified estimate. Every assumption (rate, tenure, tax) is visible and adjustable once you open the comparison with your own numbers.