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Sukanya Samriddhi Calculator — ₹1 Lakh per Year

Project a Sukanya Samriddhi account funded at ₹1 lakh per year, close to the maximum contribution, for your daughter's future.

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Sukanya Samriddhi — pre-filled with these numbers

Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.

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The exact numbers used on this page
Annual contribution₹1,00,000
Contribution period15 Years
Years since account opening21 Years
Interest rate8.2%
How this is calculated

Same annual-compounding logic as PPF, but the account always matures 21 years after opening regardless of how long you contribute — contributions are only required for the first 15 years, then the balance keeps compounding untouched for the remaining 6.

Tax treatment

Sukanya Samriddhi is EEE (Exempt-Exempt-Exempt) — contributions, interest and maturity are all completely tax-free.

Questions
What is the maximum Sukanya Samriddhi contribution?

Currently ₹1.5 lakh per year, the same cap as PPF — confirm the current limit on the official scheme page since government-set limits and rates are reviewed periodically.

Is this a simplified version of the real calculator?

No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.

Other amounts for Sukanya Samriddhi
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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.