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Silver Calculator — ₹10,000 per month

Project a ₹10,000 monthly silver investment over your chosen horizon, accounting for premium and GST.

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Silver Calculator — pre-filled with these numbers

Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.

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The exact numbers used on this page
Monthly investment₹10,000
Investment period10 Years
Expected appreciation9%
Premium + GST6%
How this is calculated

Identical mechanics to the Gold calculator — monthly purchases net of premium/GST, compounding at the appreciation rate. Silver's wider historical price swings mean the appreciation assumption deserves more scrutiny — check the Scenario comparison below.

Tax treatment

Physical silver held over 2 years qualifies for LTCG at 12.5% without indexation; under 2 years it's taxed at your slab. Silver ETFs typically follow debt-fund-like slab taxation regardless of holding period under current rules.

Questions
Should silver be a bigger allocation than gold in a portfolio?

Most planners suggest the opposite — gold's lower volatility usually makes it the larger of the two physical-metal allocations, with silver as a smaller, higher-risk complement.

Is this a simplified version of the real calculator?

No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.

Theme color
All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.