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Silver Calculator — ₹10,000 per month

Project a ₹10,000 monthly silver investment over your chosen horizon, accounting for premium and GST.

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Silver Calculator — pre-filled with these numbers

Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.

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The exact numbers used on this page
Monthly investment₹10,000
Investment period10 Years
Expected appreciation9%
Premium + GST6%
How this is calculated

Identical mechanics to the Gold calculator — monthly purchases net of premium/GST, compounding at the appreciation rate. Silver's wider historical price swings mean the appreciation assumption deserves more scrutiny — check the Scenario comparison below.

Tax treatment

Physical silver held over 2 years qualifies for LTCG at 12.5% without indexation; under 2 years it's taxed at your slab. Silver ETFs typically follow debt-fund-like slab taxation regardless of holding period under current rules.

Questions
Can silver be a bigger allocation than gold in a portfolio?

Most planners suggest the opposite — gold's lower volatility usually makes it the larger of the two physical-metal allocations, with silver as a smaller, higher-risk complement.

Is this a simplified version of the real calculator?

No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.

All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.