Rental Property Calculator — ₹1 Crore Property
Model the full lifecycle of a ₹1 crore rental property purchase — financing, rental income, vacancy, and appreciation.
Rental Property — pre-filled with these numbers
Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.
Open calculator →Down payment plus the loan's EMI schedule fund the purchase; rent (net of vacancy and operating costs) offsets the EMI each year; the loan amortizes month by month; and the property appreciates independently of rent. Net wealth at exit = property value − outstanding loan + accumulated net rent − all cash put in. Rental/capital-gains tax is not modelled.
Rental income is taxed at your slab after a flat 30% standard deduction (Section 24) plus any home loan interest deduction. Capital gains on sale after 2 years are long-term, taxed at 12.5% without indexation (or 20% with indexation if acquired before July 2024, whichever is lower).
Is a ₹1 crore property's rental yield usually lower than a cheaper one?
Often yes in percentage terms, especially in premium locations — higher-value properties frequently carry lower rental yields than mid-range ones, which is why checking the actual numbers matters more than assuming a standard yield.
Is this a simplified version of the real calculator?
No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.