Rental Property vs Gold — income-producing or liquid hedge?
A rental property produces ongoing income but needs active management and carries illiquidity; gold is passive and liquid but produces no income. Compare both on the same capital.
Rental Property vs Gold Calculator — 15-year comparison
Opens Compare Lab pre-loaded with both, in your own currency — adjust any input and the chart updates instantly.
Compare now →A residential property purchased (often with a home loan) to generate rental income alongside potential appreciation.
Best for: Investors who want income plus appreciation and are prepared to actively manage a physical asset (or pay someone to).
Physical or digital gold, valued by weight at the prevailing market price, plus making charges and GST on physical purchases.
Best for: A smaller diversifying allocation (typically 5–15% of a portfolio) as an inflation and crisis hedge, not a primary growth holding.
Does gold produce any income like rent?
No — gold's only return comes from price appreciation. A rental property's return combines both rental income and appreciation, which this comparison models separately for each side.
Where do these numbers actually come from?
The same calculation engine that powers our standalone calculators and Compare Lab — nothing here is a separate or simplified estimate. Every assumption (rate, tenure, tax) is visible and adjustable once you open the comparison with your own numbers.