Government Bonds vs Gold — fixed income or a physical hedge?
Government bonds pay a predictable coupon; gold has no yield but tends to hold value differently during market stress. Compare both on the same amount.
Government Bonds vs Gold Calculator — 10-year comparison
Opens Compare Lab pre-loaded with both, in your own currency — adjust any input and the chart updates instantly.
Compare now →Debt issued by the government, paying a fixed coupon over a set tenure, backed by sovereign credit.
Best for: The safest portion of a fixed-income allocation, especially for capital you want protected above all else.
Physical or digital gold, valued by weight at the prevailing market price, plus making charges and GST on physical purchases.
Best for: A smaller diversifying allocation (typically 5–15% of a portfolio) as an inflation and crisis hedge, not a primary growth holding.
Do government bonds protect against inflation the way gold does?
Not as well historically — a fixed coupon bond's real return erodes as inflation rises, while gold has more often (though not always) kept pace with or outpaced inflation over long periods.
Where do these numbers actually come from?
The same calculation engine that powers our standalone calculators and Compare Lab — nothing here is a separate or simplified estimate. Every assumption (rate, tenure, tax) is visible and adjustable once you open the comparison with your own numbers.