Lumpsum Calculator — ₹5 Lakh One-Time Investment
Project what a one-time ₹5 lakh investment grows into over time at a chosen expected return.
Lumpsum Calculator — pre-filled with these numbers
Opens the full calculator with these values already set, in your own currency — adjust anything and the result updates instantly.
Open calculator →A single lumpsum compounds annually at your chosen CAGR: value = amount × (1+rate)^years. Unlike SIP, timing matters enormously here — the entire amount is exposed to market returns from day one, so sequence-of-returns risk is higher.
Equity investments held over 1 year qualify for LTCG, taxed at 12.5% above a ₹1.25L exemption per year (July 2024 rules); under 1 year is short-term, taxed at 20%. Debt/other funds are taxed at your slab regardless of holding period.
Lumpsum or SIP for ₹5 lakh?
A lumpsum invests everything at today's price, while a SIP spreads the same amount over time and reduces the impact of a bad entry point — compare both on the Compare Lab for your specific amount.
Is this a simplified version of the real calculator?
No — it's the exact same calculator, opened with these values already filled in. There's no separate, simplified math happening on this page; everything below adjusts once you open it.